Private insurance would give people even more reasons to feel angry about insurance rates, says letter writer. (News Bulletin file photo)

Private insurance would give people even more reasons to feel angry about insurance rates, says letter writer. (News Bulletin file photo)

LETTER TO THE EDITOR: Private insurers discriminate, too

Insurance rates based on actuary charts, says letter writer

To the editor,

Re: Insurance rates dicriminatory, Letters, Dec. 24.

Yes, ICBC has flaws but the letter writer really needs to understand what his fate with private insurance would be.

With private insurance age is a factor, the type of car certainly is, even the colour of that car would be to private insurance companies an indicator that the owner would be more likely a speeder or not. All these factors which the letter writer lists would not just get you higher premiums, they could see a driver denied coverage.

Also, how is it immaterial where a person will be driving that car? Of course, it is, driving in high-risk zones carries a far greater risk of accidents then does driving in a small town. Insurance rates are all based on actuary charts.

By the way, get fined for talking on a cell phone while driving in Alberta and you won’t have to worry about insurance rates going up: you won’t likely even get car insurance again under that province’s private insurance coverage.

Private insurance would give the letter writer even more reasons to feel angry about insurance rates. At least with ICBC basic coverage is provided even if those rates now more accurately reflect the costs and damage caused by younger drivers. Any young driver feeling victimized by ICBC needs to complain to their peer group for their inexperience and reckless speeding for the increase in ICBC rates.

By the way, our universal medical coverage is paid for by taxes where wealthier Canadians pay more in taxes to fund. Should higher income individuals pay more taxes to give the young cheaper ICBC rates? Send that idea up the flagpole and see if anyone salutes it.

Robert T. Rock, Mission City

LETTER TO THE EDITOR: Underlying issues impact road safety

LETTER TO THE EDITOR: Making sturdier vehicles would cut down on ICBC claims

OPINION: We’ll see you when you turn 80


The views and opinions expressed in this letter to the editor are those of the writer and do not reflect the views of Black Press or the Nanaimo News Bulletin. If you have a different view, we encourage you to write to us or contribute to the discussion below.

Get local stories you won't find anywhere else right to your inbox.
Sign up here

Just Posted

Emergency crews used a backhoe loader to clear fire debris from the scene of a fire on Wesley Street Thursday as police and firefighters gathered up propane tanks, stoves and fireplaces used by camp residents to heat tents. (Chris Bush/News Bulletin)
UPDATE: City dismantling Wesley Street homeless encampment after fire

Fire broke out at about 12:15 p.m. Thursday, Dec. 3

Nanaimo Ladysmith Public Schools’ staff and trustees held their annual general board meeting Dec. 2 via Microsoft Teams. (SD68 image)
Nanaimo Ladysmith school district chairperson retains role, new vice-chair chosen

Nanaimo Ladysmith Public Schools held annual general meeting Wednesday

(Black Press file)
RDN strengthens security after being alerted to publicly accessible property ownership information

Regional District of Nanaimo investigates, reports to privacy commissioner after anonymous e-mails

Steve Metcalfe, Quality Foods Harewood store manager, holds a poinsettia and a Coins for Kids donation jar, two symbols of Christmas spirit. (Chris Bush/News Bulletin
Coins for Kids collects for Christmas causes in Nanaimo

News Bulletin fundraising for Great Nanaimo Toy Drive, Boys and Girls Clubs

Motorists wait to enter a Fraser Health COVID-19 testing facility, in Surrey, B.C., on Monday, Nov. 9, 2020. THE CANADIAN PRESS/Darryl Dyck
Another 694 diagnosed with COVID-19 in B.C. Thursday

Three more health care outbreaks, 12 deaths

A 53-unit building to be built at 6010 Hammond Bay Rd. (City of Nanaimo image)
Province announces support for 50 units of affordable housing on Hammond Bay Road

Building B.C. Community Housing Fund partners with Nanaimo Affordable Housing Society

The driver of a car that crashed in downtown Nanaimo Tuesday is facing multiple charges. (Chris Bush/News Bulletin)
RCMP recommending impaired driving charge after crash into lamp post in downtown Nanaimo

Driver sped away after ‘heated argument’ in another part of downtown, say RCMP

Beef to the business at the mall that told me I had to provide personal information for COVID tracing. After assuring me I would not receive marketing e-mails, they proceeded to send me e-mails promoting their business.
Beefs & Bouquets, Dec. 2

To submit a beef or a bouquet to the Nanaimo News Bulletin, e-mail editor@nanaimobulletin.com

A company with a lab in Nanaimo has federal government approval to manage research intended to standardize extraction of a psychedelic compound, psilocybin, from magic mushrooms. (Wikipedia Commons photo)
Experts favour use of magic mushroom derivatives for research into mental health treatment

Educators, researchers see value in studying psilocybin’s effect treating mental health and addiction

Nanaimo City Hall. (News Bulletin file photo)
City of Nanaimo’s financial plan includes $314 million for projects

Potential property tax increase now at 3.0 per cent, budget meetings continuing

A demonstrator wears representations of sea lice outside the Fisheries and Oceans Canada offices in downtown Vancouver Sept. 24, demanding more action on the Cohen Commission recommendations to protect wild Fraser River sockeye. (Quinn Bender photo)
First Nations renew call to revoke salmon farm licences

Leadership council implores use of precautionary principle in Discovery Islands

Ten-month-old Aidan Deschamps poses for a photo with his parents Amanda Sully and Adam Deschamps in this undated handout photo. Ten-month-old Aidan Deschamps was the first baby in Canada to be diagnosed with spinal muscular atrophy through Ontario’s newborn screening program. The test was added to the program six days before he was born. THE CANADIAN PRESS/HO, Children’s Hospital Eastern Ontario *MANDATORY CREDIT*
First newborn tested for spinal muscular atrophy in Canada hits new milestones

‘If Aidan had been born any earlier or anywhere else our story would be quite different’

(Pixabay)
Canadians’ mental health has deteriorated with the second wave, study finds

Increased substance use one of the ways people are coping

Most Read