Insurance a necessity

Re: Fire victim seeks help, offers advice and Mom seeks help after fire, Oct. 13.

To the Editor,

I was shocked to open the News Bulletin to two articles about families who had house fires and had no insurance (Fire victim seeks help, offers advice and Mom seeks help after fire, Oct. 13).

Unfortunately, this is a too common occurrence. Regardless of what most people think, habitational insurance is a necessity. It helps to protect your assets and sometimes necessities.

All insurance companies offer a variety of products tailored to your insurance and financial needs. This is to ensure you can get the protection you want.

It is your responsibility, as a consumer, to research these options to ensure you are protected in a catastrophic loss. It is as important as paying your phone bill, buying groceries, paying your rent/mortgage on time and having an emergency preparedness kit.

What example are we setting for our children, playing the “I didn’t know card” when it comes to our security and protection?

We should all take that step to make sure we are prepared for the what if, so that we do not have to rely on the charity of others.

J.D. Watkins, Nanaimo