B.C. Attorney General David Eby. (Black Press files)

Safe driver discounts, lending vehicles to young drivers under scrutiny for ICBC

At-fault accident could cost you for 10 years, instead of three

With the Insurance Corporation of B.C. struggling with rising accident rates and injury claim costs, the B.C. government is considering tightening the rules for safe driver discounts.

The province is seeking public input on proposals to make rules stricter for safe driver discounts, suggesting that an at-fault accident should produce higher insurance rates for up to 10 years instead of being forgiven after three years.

“The consistent feedback I’ve received from British Columbians is they think that bad drivers should be paying more, and good drivers should be paying less,” said Attorney General David Eby. “The question is, who is a bad driver and how much more should they pay.”

About 40 per cent of at-fault claims are forgiven each year, because the crashes are caused by drivers who have the maximum safe driver discount. Currently drivers can cause one accident without any impact on their ICBC rate if they have been claim-free for 13 years. The new proposal is to extend that to 20 years.

The province is also proposing to penalize people who lend their vehicle to a higher-risk driver. One out of five B.C. drivers who caused a crash were driving someone else’s vehicle, government statistics show.

The “driver-based model” means registered owners of vehicles crashed by other drivers would not see rate increases, and crashes would follow the at-fault driver on all the vehicles they drive.

Vehicle owners would have to list the drivers allowed to use their vehicle, and pay a fee if an unlisted driver causes a crash. That fee would be higher if the unlisted driver is related to the vehicle owner.

“Currently, insurance follows the vehicle instead of following the driver,” Eby said. “A good example of groups who should be thinking about the impact of drivers using your car … is someone who may have a young, inexperienced driver in their household that they’re lending the family car to.”

Another proposal in the government’s public engagement website is restricting peoples’ ability to pay out of pocket for vehicle damage they caused, to keep an at-fault accident from being on their ICBC record and affecting their insurance rates.

The public engagement and survey on the new ICBC rate structure is open until April 5.

Just Posted

LETTER TO THE EDITOR: Tax increase comes from unnecessary expenditures

Does city council think the tax payers have a limitless supply of money, asks letter writer

Local astronomer to share knowledge about planetary nebulae

Local astronomer explains our sun will one day eject its outer layers to form a planetary nebula

School district considers new position, drug concerns raised

Assistant superintendent confirms spike in use of a Xanax-like drug in schools earlier this year

Nanaimo’s elementary schools graded by Fraser Institute

Annual Report Card on British Columbia’s Elementary Schools released Saturday, April 21

UPDATED: Nanaimo man dies after highway crash in Nanoose Bay Friday afternoon

Accident happened just before 4 p.m. near Hillview Road.

MULTIMEDIA: Goats were special guests at Nanaimo Earth Day celebration

Community event was held Saturday, April 21, at John Barsby Secondary School

B.C. student makes short-list for autism advocacy award

Brody Butts honoured for his role as a mentor and self-advocate

Nanaimo region receives $700,000 in federal support for summer jobs

Funding for Nanaimo-Ladysmith up $74,000 from last year

Students celebrate new indigenous garden

Garden teaches students about traditional uses of local plants

RCMP investigate sexual assault in Courtenay

Comox Valley RCMP officers are investigating a reported sexual assault April 11

RCMP discover beaver the culprit in break-and-enter attempt

Nanaimo RCMP responded to a 911 call on Sun Valley Drive on Wednesday night

Austin Powers ‘Mini-Me’, Verne Troyer, dies at 49

Facebook page confirmed his death Saturday afternoon

B.C. parents grieving teen’s overdose death say it started with opioid prescription

Elliot Eurchuk, 16, died at his Oak Bay home Friday, after taking street drugs

16 of 20 fastest improving B.C. schools are public: Fraser Institute

Independent elementary schools remain at top of the chart in think tank’s annual report card

Most Read